What is a liability claim?
Liability is only going to cover you when someone is making a claim or potentially suing you for some sort of bodily injury or property damage. If you’re being sued, that’s a liability claim, there’s some sort of event happened at your business/ Liability protects you against lawsuits for property damage or bodily damage when someone files a lawsuit against you or makes a claim against you. A regular property damage claim will compensate you as the policyholder for accidental damages like fire, water, theft, hurricane and more. If you have more questions about liability and property damage claims as a business owner please consult with an experienced insurance claims attorney.