Does Liability Cover You for Incidents NOT at Your House
Question, does your homeowner’s insurance policy provide liability coverage for incidents not at your house? Liability protection extends to incidents that do not happen on your property. For instance, if you are grilling and a tree branch from the neighbor catches on fire and that spreads to the neighbor’s property, you may be covered for property damage to the neighbor’s home. As long as there are no exclusions in the policy that bar this type of incident. If you are unsure, consult with your insurance agent or speak with an experienced insurance attorney.