Most homeowner’s policies cover water damage not caused by flooding. Many policies will cover water damage from a sudden incident like a burst pipe but does not provide coverage if the water leak was continuous for a period of 14 or more days, months, or even years. An attorney can provide legal guidance on how … Continue reading “Water Damage Claims Coverage”
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Importance of a Wind Damage Attorney
Catastrophic storms such as hurricanes and tornadoes, cause a great deal of property damage resulting in financial losses. Most people believe that their insurance company will treat them fairly, without the help of an attorney. This often isn’t true, so it’s advisable to hire a Wind Damage Lawyer to get a fair settlement. Sometimes the … Continue reading “Importance of a Wind Damage Attorney”
Insurance Claims: Replacing Cast Iron Pipes For Florida Homeowners
Insurance companies in Florida have faced thousands of lawsuits over water damage claims involving cast iron pipes. “The Sunshine State” brings to mind beach days, carefree and fun. But if you live in a Florida home with cast iron pipes, all that sun and sea can add up to a huge unexpected expense: failing sewer … Continue reading “Insurance Claims: Replacing Cast Iron Pipes For Florida Homeowners”
Hurricane Season Is Here! Time to Update or Create A Home Inventory List.
The more detail you provide your insurance company after a hurricane, the more you stand to recover from your insurance claim. The more detail you can provide to your insurance company’s adjuster after a natural disaster or accident, the more you stand to recover from your insurance claim. That’s where a home inventory list can … Continue reading “Hurricane Season Is Here! Time to Update or Create A Home Inventory List.”
How to Decide Whether to go with Your Insurer’s Preferred Contractor
As a policyholder, is it better to hire a contractor recommended by your insurance company or vet contractors on your own? Find out here. June 1, 2019 marked the start of Florida’s Hurricane season. It is also the time of year when Florida experiences an increase in other weather-related natural disasters like heavy rains, blustery winds, … Continue reading “How to Decide Whether to go with Your Insurer’s Preferred Contractor”
3 Key Elements of a Comprehensive Disaster Preparedness Plan
A Comprehensive Business Disaster Plan Florida hurricane season just around the corner. Would your business be able to recover from any natural disaster? A few years ago hurricane Irma threatened Florida. As the hurricane bands kept swirling and touching parts of the State, news channels showed devastating images of rooftops blowing away, trees downed and debris … Continue reading “3 Key Elements of a Comprehensive Disaster Preparedness Plan”
3 Business Insurance Coverage Mistakes That Could Cost You A Lot Of Money
You’ve invested a great deal of time, sweat equity and money into making your business a success. Don’t let costly insurance mistakes ruin your business. You started your business to make a difference, fill a much-needed service gap, or simply to fulfill your dream of being your own boss. You’ve invested a great deal of … Continue reading “3 Business Insurance Coverage Mistakes That Could Cost You A Lot Of Money”
Assignment of Benefits: Florida Legislation Change that is Sure to Impact Residential & Commercial Policyholders
With assignment of benefits (AOB), a policyholder grants a third party – a home contractor, roofer, or plumber – permission to directly bill an insurer to settle a claim. That’s all about to change. As a homeowner, you know how time-consuming and costly minor repairs, such as replacing a damaged toilet or broken pool pump, … Continue reading “Assignment of Benefits: Florida Legislation Change that is Sure to Impact Residential & Commercial Policyholders”
4 Ways Renters Insurance Saves You Money
When the apartment Marcus rented had a roof leak that caused damaged to his TV, laptop and bed, the landlord repaired the water damage to the roof and nothing else. That when he learned it was not the landlord’s responsibility to cover personal property — good thing he had renters insurance. South Florida’s rental market … Continue reading “4 Ways Renters Insurance Saves You Money”
How To Deal With Insurance Adjusters After A Damage Claim
What started as a small cooking fire quickly escalated when Vanessa and David’s son mistakenly flamed, rather than extinguished, the grease fire. While no one was hurt, the fire damaged just about everything in the vicinity of the stove and filled the house with smoke. To make matters worse, soon after meeting with the insurance … Continue reading “How To Deal With Insurance Adjusters After A Damage Claim”