Category: Video Blogs

Hidden water damage that leaves you broke. So what do you need to do to make sure that does not happen to you? Pay attention to your water bill. If you normally pay a hundred dollars and your bill increases to $300, you may have a hidden leak. Make sure you hire a licensed plumber … Continue reading “Hidden Water Damage That Leaves You Broke”

Known versus unknown. Which will cost you big? Both will cost you big if you do not act swiftly. Home insurance is expensive. Don’t make it easy for your insurance company to deny you because you waited to take action. I recommend that you consult with an experienced insurance attorney to review your policy.

So you just noticed moisture in your home. Have a professional investigate it immediately. If not, your insurance company will say it was a long-term leak. You need to make sure that you protect your rights. Like and follow for more.

Mold limits. Every policy has a mold limit. Most policies cover only $10,000 for mold-related damage. If you’re unsure as to what your limits are, hire an attorney to do a thorough policy review.

Staying in a home with mold is not fun and definitely is not safe. So when the mold is being cleaned up in your home, you may have to get a hotel or stay with a loved one. Make sure you keep track of any extra expenses, whether it’s a hotel bill, food bill, or … Continue reading “How Mold Can Make You Homeless”

Mold, who pays for testing? You do, at least at first. Check your policy to make sure you have coverage for mold testing. If you’re unsure, hire an attorney to protect your rights.

Smartphone, your insurance claim secret weapon. Use it to take photos and video of your property prior to any damage happening. Use it to take photos and video after you have damage to your property. You can also use your phone to record any inspectors that come onto your property that were set by your … Continue reading “Smartphones. Your Insurance Claim Secret Weapon”

So you made an insurance claim. Now they want to come and inspect your property. Do not speak to the inspector about the circumstances surrounding your claim. Only show the affected areas. If you have an expert, make sure your expert is there present during the insurance company’s inspection, and make sure you follow the … Continue reading “Avoiding Inspection Landmines”

Winning deposition secrets. Only answer the question being asked. Do not speculate. Keep answers as short as possible. And more importantly, make sure you have an attorney there present with you to protect your rights.

Insurance insider secrets, they don’t want you to know number 135. Keep all communications in writing. That phone call you made won’t help. Respond to all requests for information in writing and be very detailed. Hire an attorney or an adjuster. Don’t let your insurance company make you think that’s wrong to do. Do not … Continue reading “Insurance Insider Secrets They Don’t Want You to Know #135”