What is the duty to defend?
When you have liability insurance, the first thing, the insurance company looks at is whether they have a duty to defend you in any sort of claim or lawsuit that is being brought against you for bodily injury or property damage. The duty defend looks at the language in the lawsuit that’s being brought against you to determine whether there is coverage under your policy. For those particular claims, they have to defend you even if it’s a slim possibility, if you have questions about the duty to defend consult with an experienced insurance claims attorney.